Given the economic times, I decided it would be wise to be more pro-active about protecting myself from consumer credit fraud. Here's what I did, it really didn't take that long, and I feel a lot better now.
1. Request free annual credit report. http://www.ftc.gov/bcp/conline/edcams/freereports/index.html
2. Request a credit freeze. Not for the faint of heart. http://www.ftc.gov/bcp/edu/microsites/idtheft/credit-freeze.html for info. Basically you have to request the freeze separately from each credit bureau. $10 each, except TransUnion.
* Equifax: https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp
* Experian: https://www.experian.com/consumer/cac/InvalidateSession.do?code=FREEZECENTER
* TransUnion: https://annualcreditreport.transunion.com/fa/securityFreeze/indexProcess
3. Stop unwanted junk mail. See http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt063.shtm for advice.
* Stop prescreened credit offers for 5 years: https://www.optoutprescreen.com/?rf=t
* Stop telemarketing calls by registering your phone number: www.donotcall.gov
* Register your address with Direct Marketing Association (DMA)'s delete list: https://www.dmachoice.org/dma/member/initLogin.action
* Register your email address with Direct Marketing: http://www.ims-dm.com/cgi/optoutemps.php
* Write a personal opt-out letter to DMV, Department of Elections